Generally, you'd go into an interest only bridge for the fix and then at the completion, you'd exit via either a sale or a refinance.

My canadian friends were talking about some sort of 'bridge company' they could set up in US.

Bridge for front end purchase and rehab, or 30 years for buy and hold, or credit cards even for that rental that needs some work but is a weird amount of money to ask for with a rehab budget.

Standard and the Seller's agent fee is spilt 50/50 but the seller pays both.Never burn your bridges to professionals - - you may need them again.

If you feel rates will be back down in the coming years you could always start buying these properties with 2+1 bridge loans.

Traditional loans now demand 12 months of seasoning, meaning you might need to extend your 12-month bridge loan with your Hard Money Lender (HML), typically incurring a minimum fee of 1%.Most investors look to refinance using a DSCR loan.

Hopefully they can give you enough time to sell the property or look for another bridge loan. 

Some people are great, most would push there own mothers off a bridge for a certain price. 

I figure a lot of these expenses I can handle when I only have the one property to manage, but I am not afraid to overestimate to give myself a bit of margin in ensuring cash flow.In cases where I may need access to money for closing costs + down payments + initial repairs (which could run upwards of 10k), what's your opinion on a separate loan (I think it's called a bridge loan?).

I don't want to name them, because I actually like the owner, and it is important to not burn bridges.