Don't take this in offense but you don't know what you are talking about.

I am pretty sure there is a $1,000 fee for first offense if you are ever caught giving your MLS log in information to someone else to use.  

Banks underwrite the debt service using the income and debts of the property and also your personal income and debts...called Global Debt Ratios.

We are using it offensively. 

You could technically put 15K back in the bank and put 60K down on a 300K move in ready house in Auburn with 5K closing costs and no PMI.Of course that is if your realtor (most have no clue what they are doing and have only a high school diploma, no offense to those who are top notch) is accurate about what you can get out of the house.

They will also underwrite (most of the time) on your global debt to income ratio.

They can also fine you and some jurisdictions have criminal offenses for ongoing zoning/permit violations. 

Finally, I understand the seller has subsequently apologized for any offense caused by the curt language you referenced in one recent email, and that they have committed to completing your property expeditiously in accordance with the contract terms.

I mean no offense, but this is why we in the REO world require Proof of Funds before we will accept an offer.

-"Global warming" regulations to kill jobs.