I suspect that if Subject-To becomes more widespread, that due on sale calls will respond in kind.You have several bad options: 1) Sell the place2) Refinance the 1st position debt 3) Pay off the 1st position debtI hope that your contract with the seller and/or any wholesaler that brought you this deal allows you recourse for this situation.

Have you considered alternative financing options for your RE project?

Since you're in Atlanta, you’ll need to file both federal and Georgia state corporate taxes.Deadlines:Federal: Typically due by April 15 (if your fiscal year ends in December).Georgia State: Usually aligns with the federal deadline.Penalties:Federal: Late filing can result in a 5% penalty per month on unpaid taxes, up to 25%.State: Georgia also charges penalties and interest for late filings and payments.Filing Options:Federal: You can file using the IRS e-file system or tax software like TurboTax Business.Georgia State: You can file online at the Georgia Department of Revenue’s website.If you’re pressed for time, file for an extension to avoid penalties!

( Cleveland ) I’d like to see how others are gaining properties so quickly instead of saving up 20% each time. what are my options to avoid having to save up 20% each time for a down payment  DSCR loans are a popular choice for investors in Cleveland, as the real estate market is reasonably priced.

Submettering is an very viable option($$ knob and tube(1961 construction) ) and there is 1 water heater per building(3 building=14 units)(individual AC units).

Also Kansas City depending on which part would be a good option.

So there are many options other than just naming 3 and purchasing one. 

With that being said, a portion of the lease can typically be credited towards the purchase price. 

This is only one of a plethora of issues that make ADU additions typically a poor RE investment.  

Any thoughts on what the ideal way to structure the lease option is since my breakeven is quite far above market?