Why, because the Listing Agent can then probe the buyer to get info and/or after their "Preferred" lender sees the buyer's situation and has no solution for a mortgage, believe me, that buyer is "out like the fat kid in 5th grade dodge ball!"     

All of my projects have been funded by myself and a few partners but now that I am looking to scale this thing up I need a lender who is willing to work with me and a few of my partners so we can start to take on more projects.If you are a lender take a look at my site www.ecohomesfl.com and if you need to see a body of work on the developments please PM me and I can send you that as well.

Well, a clean car, in good condition, no body damage stuff, is all you need! 

A big fat 0 in housing expenses.

A couple of things flawed with your options:No body has a crystal ball so unless you are certain that there will be a fire sale 2/3/4 years while you are in CD's, stay in the real estate game.  

Happy to follow up on your questions about how the improved ACH processing times will affect Cozy's ACH payment turnaround.Your bank is correct that NACHA, the governing body that sets the rules for ACH payments, is rolling out one day ACH payments in phases, and there's still another stage to go before that process is complete.

I've met with many landlords who have been enjoying big fat cash flows for 20+ years from that town.

It's easy to tell some body else to jeopardize their lnvestment by throwing away a bunch of money on a guy that's not paying you

I work a 9-5 for Duramag Truck bodies, I'm a aluminum fabricator, not the greatest job, but the best so far.

What services would you like to see in your unit; new paint, carpet, washer dryer, cable, security, new doors, windows, out side lights, alarmLet them know you want to improve the apartmentsNegotiate with the tenants, agree on a rent increase to cover the up-gradesAs a bonus, agree not to increase their rent for another 2 yearsA gift of a fat turkeys for the holidaysAn end of year bonus for paying on timeA gift certificate for something they may like I consider a tenant a customer, take good care of them and you'll find you will get your rent as agreed.Remember "late charges" increases your net also.Be kind and understanding when tenants don't pay on time, listen to their excuses or problems, you may be able to help them.Tenants are just like us, we all have problems at times, a little leverage, understanding and kindness goes a long way.......they won't forget you.When we have tenants with financial problems I consul with them, we talk about how to earn extra money (that is usually what the problem is...lack of money).I suggest different ways they can earn money without a job; if your tenant is handy; painting, plumbing, roofing, fixing cars, teaching a course, bookkeeping.