@Craig Peck sounds like you have a great strategy worked out so far. 

Sounds like it was probably a reverse mortgage, and the balance owing is higher than the property is worth.

Sounds like it's a bit late for that though. 

I'd ask your engineer that question and say you honestly want to know (Hanlon's Razor) if he dropped the ball on this one or if he had a reason not to call/email DOT before pushing your final design through permitting.It sounded like he expected the possibility that DOT may flag the project and had a plan to respond. 

It sounds like you got lucky and the process was quick and went according to plan.

I know it sounds a bit much so PM me if you have a specific location and I can see how I can help you identify places where that works.

From the specs you gave it sounds like a mansion.

Current lender is Guild but sounds like they need the oven installed 

- Austin Couple of questions:right now it sounds like owner is paying all bills? 

I called the agent and it sounds as if the issue was really with the front porch allowing water under it and causing water to leak into the basement.