That wasn't surprising since the country's credit rating is B-, deep into junk territory.After writing that reply, I decided to forever hold my peace on the topic in this forum (so you're making me make an exception ;-)).

I see B2  indicating bankruptcy  in their credit report as recently as April 2024.

Some tips:1.

Although when doing this in 08 to 2011  I was afraid to even look..And my banks had me on a very short leash I had to provide financial every 90 days if I wanted to keep my large lines of credit.

ACH and debit/credit card payments are usually a couple days.

Cities Where Median Home Prices Doubled the FastestClick to EnlargeI've been able to find plenty of leads using the tips you've given me, thanks. 

Existing tenant quality is subjective, and unfortunately, obtaining existing credit reports from prior owners may be hard to obtain.

I am hoping to use a local credit union to get a better rate + pament terms.for capex/vacancy etc. what %tage of my monthly rent should I take into account?

Good news is rates are starting to trend down and property values are still growing.The cash out can serve two puposes it can help pay off some high interest credit cards and be used for a down payment. 

My credit is around 500 and I am behind on my house payment.