As I said, I am a beginner seeking knowledge, and this forum seems to be full of it.

Would he seek out a real estate agent that specializes in land deals?

Penalty for the investor is he looses his 10% if he fails to capitalize the venture.

Since this is your first time, it may be very wise to seek legal advice from an attorney and even let the attorney handle the entire process.

So, government will seek the most efficient avenues in an economy.

So basically what I am wondering is: 1) Could I go to the bank with everything I have said here and seek a conventional loan with her co-signing against her property in the form of a home equity?

There is an introduction segment where you can stand up and introduce yourself and mention you are seeking an investor friendly agent in the Boston area.

There will be a pre-payment penalty (a percentage agreed upon between seller and buyer) if the loan is paid-in-full before the three year term.

Follow the rules and you will get your loan.Another option is seek a financial partner.

At the beginning, you are an expense and a huge risk.An employer is seeking a problem solver.