So my parents are buying my first fixer upper for me all cash in there name. 

Purchase price: $171,000 Cash invested: $34,000 Bought a 2 unit as a househack, living in the upper and renting out the lower unit.

Tough neighborhoods still, but plenty of fixer uppers and low cost plots make it ideal for scrappy individual investors looking to get started on the cheap.

A handy search bar in the upper right makes it easy to find previous discussions, blogs, podcasts, and other resources.

Considering your goal of house hacking a duplex, while FHA loans are common for first-timers, there are alternative financing options to explore:Conventional Loans: Need more credit and down payment, but offer flexibility. 203K Loans: Ideal for fixer-upper duplexes, bundling purchase and renovation costs.VA Loans: Great for vets—no down payment, competitive rates, and no mortgage insurance.Portfolio Loans: Private lenders, good for unconventional income or credit histories.Hard Money Loans: Quick, high-interest, good for investments or major renovations.With $30,000, mix it up—use it for a down payment, maybe pair with a conventional or FHA loan.

It takes a lot of time to prepare food, eat, and clean up so being as busy as we always are this simplifies the process quite a bit (not to mention the benefits of simplifying the digestion process for the body).

. - Indianapolis is VERY competitive in the fixer-upper & multifamily realms.

I use the paid version of ChatGPT as a tool as much as possible, because I don't want to be like my parents, who thought for the longest time it's not necessary to learn how to use a computer..ChatGPT has now a body.

Call agents in the area that are listing a renovated house, or call agents who represented a cash buyer on a fixer upper.

@King KramerClick on that search in the upper right to find more.