How do you typically handle this?

Not sure what 3rd party they use, I typically use transunion smartmove. 

I am not typically litigious, but this situation is unacceptable.

Local banks typically offer lower interest rates but might require a solid track record and detailed financials.

Passport 2. 2 Months Bank Statements showing downpayment + closing costs and reserves (typically 12 months) 3.

If you don't mind me asking, which loans do you typically use for house hacking? 

Typically these repairs are mostly cosmetics.

Will you explain how a typical extension would work, please?

During the renovation phase, adhere strictly to the scope of work and budget, conducting regular walkthroughs to monitor progress and ensure quality.As the project nears completion, prepare for sale by staging the property to highlight its best features and create buyer appeal.

Typically, the initial upfront for the rehab is either cash or a high interest loan (hard money or private).