This may or may not be true, but either way it sounds like your best move may be a court ordered payment plan.

Bird dogging is a way to make money but its not gonna get you rich.WE have had many do some birddogging for us on the private lending side to find qualified people that need a loan and its interesting how many last a few weeks - I sense the same holds true for real estate bird dogs.

All too true! 

Very true Drew!

In the end, if the former is true, then lenders will value it as land with improvements.

I have found several vacant lots in my local area that I am interested in.  I have the information I need to send letters to the owners of said lots.  My problem is that I am unsure of what to write. Do I send a one p...

Did you pay with a credit card?  

5) Home Warranties: if it's too good to be true - it isn't!

While it is true that the time of year can influence market activity, as others have mentioned, there is usually a trade-off depending on the season.

Perhaps it has something to do with the statistical average where in Australia, if you are borrowing 75% on property in the cities or suburbs, it is almost impossible to get positive cash flow ANYWHERE, whereas BP subscribers are aware that in MANY parts of the USA, the opposite is true.