@Darren GordonRead above & I would be glad to speak with you. 

However, speaking from personal experience, if you are positive and work your *** off to improve your luck, you are going to be much luckier than those naysayers.So happy for you!

City of san diego is mainly where i'm speaking of for ADUs. 

Im sure theres easier ways but that the best i knew how to go from rags to riches so to speak!

I have eyes on a property that I could get at about 120-130k after speaking with agent.

@Rob Ross Generally speaking there are plenty of opportunities in the 8% range, and a few that go higher.

If you look closer you will see that there is another poster in this thread named Ivana who I was speaking to.

Speaking from the Arizona perspective, we are experiencing continued growth, attracting lots of new residents (Californians choose Texas and Arizona as their top 2 places to move).Here's an economic forecast:https://www.azcentral.com/story/money/business/economy/2019/12/11/arizona-state-university-annual-economic-forecast-predicts-slower-growth/4398074002/Not sure where you are getting your "low rent" thoughts, maybe compared to CA.

Again I am not an attorney, but you should speak with one on this. 

Speak to us as if we were 4th graders - why is creating this time model cultural heritage important?