(And I know a wrap probably isn't the first option many would choose, but I'm in Texas so its really my only option)

Consider all the things that could go wrong and see if the lease addresses them: unauthorized pets or tenants, early termination, security deposit, lease violations, late rent, eviction, lawn maintenance, parking, etc.5.

And if anyone has a better option, I'm all ears. 

Another option is to co-sign but that has the same impact on my credit and responsibility to the bank.  

We are doing really well, though, and have a lot of options for growth now.  

I have found other 100% financing options as well.

You aren’t owners with lease options.

And use all of the proceeds from the sale in your purchases you'll defer all tax.This does give you some interesting options because you can allocate those proceeds anyway you want. 

If you’re looking for DIY options, PropStream and DealMachine can give you some lien info, but they may not always be 100% accurate or up-to-date.For Central Ohio, check with the county recorder’s office or clerk of courts for lien and judgment records.

I have been able to find a couple of options for this setup though, they just require separate leases for each room and sometimes 2-3 months of rental receipts as well.