I think over the long term sure it balances out.For example - 2023-2024 - my area saw a NET decrease in rental rates.

I used them on a rental for the rehab in Houston.

My focus is simple: helping out-of-state investors like you unlock the full potential of the Birmingham market.

Knoxville isn't a luxury market. widen the gap and do new construction. find infill plots of land in better locations and have more control. work closely with a builder who Is working with investors. we have flippers who did hundreds of flips then they graduate to new builds and say it's much easier. if you have the balance sheet you'll be fine. budget 20%. new construction commands a 20% premium and is much easier to duplicate Over and over and much less risk. 

A line of credit is adjustable rate with interest only payments that will have a "draw" period usually of 3-5 years for investment properties (usually 10 years for primary home) then will amortize over the remaining term after the draw period.

I am looking at doing an SBA loan but at their asking price it would still need over 100k. 

My retirement system doesn't allow for me to roll anything over given that I'm still employed with the company and also under 59.5 years old.

The better theming will attract a higher quality customer that understands the value.

Securing financing is often one of the biggest challenges new real estate investors face.

Since you want to aggressively invest in the near future, you will need cash and the 30 year option is the right one for you.