So, in actuality the divide between “good” PMs and “bad” ones is probably no different than any other service provider, be it real estate broker, mortgage originator, etc.The key word I has in my sentence was MAY; as in MAY be hazardous to your financial health.  

If people took the five minutes to complete it they would not need to be asking and searching the internet for their answers. 

Hopefully, this gives you a general sense, but I'm happy to help answer any other specific questions. 

Happy to connect and answer any questions you have!

That's the only real answer to make anything work in a place like Boston.And to answer your question on returns, 4x-20x leverage (including owner occupant loan options) + appreciation is what makes real estate a better investment the index funds and worth the hassle.

Originally posted by @Trevor Fleck:@Eddie Lozada check out Rent to Retirement.

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

You paid 1% origination, closing, legal etc, and 4.5% interest.  

If was originated as owner occupied in the past and no longer is owner, if you have change of name on deed or insurance, if impound had a dispute, claims - are a couple reasons why the servicing changes.

Now, there are OTHER things that you need, so if you could give more details then that would help us answer this a little more accurately.