Your comments make sense to me.  At

Think you will find there is not much meat on the bone on this house.  

My lender has me at 80% LTV, 6.5% interest, 1 pt, deferred interest for first 3 months, and they'll cover 80% rehab.Why would anyone go use private or HML for rates like this?

However, the deed was not recorded at the county until 7/1/16, which put me at 9/30/16.  

@John BurtleDear property owner, My name is Steve and I would like to buy your property at Address If you are interested in selling please contact me at number I look forward to speaking with you Thank you Steve There are probably 500 different letters but I think you need a few things: 1.

Does anybody have any advice for me at such a young age, and what to do to learn more about real estate.

Or at least your forum is a forum for out of the box thinking in that way - and people with similar mindsets.If one goes to a real estate agent with the challenge - they are just out for meat - it's their job.

That being said, with houses where all the expensive things are solid and it just needs paint and carpet, there isn't likely to be much (or any) meat on the bone in terms of a big profit.

Daniel, You need to do the math and decide if there is enough meat in it for you.

No money down doesn't bother me at all its the employment and being able to make the payment.