Maybe that is not the case today, but I have always favored tanked WHs, especially on my own homes.Most people may not care about this, but.....in the event of a disaster, if you have a tanked WH, you will have 40-50 gal of stored accessible water at your disposal.

Some people just sleep better knowing they owe less, even if the math doesn’t favor it financially.4.

I've been on the hunt for a California STR property and Oakhurst seems to be one of the few that are in favor of STRs. 

That creates a really nice price / rent ratio which is favorable for investors looking for cash flow.

Then you go through the motions.

@Bruce Lynn are you still favorable on Forney for a SFH a rental property investment.

The longer it takes the bank to underwrite the loan, the more likely the loan request will be rejected or at best expect to receive less favorable terms.

Now I feel bad for you.But do anyone a favor, stop calling me names.

.: For a house hack I would not recommend it-- especially if you want to leverage favorable financing options to mitigate larger down payments, I would work on taking it down as an individual. 

Higher Deposit (Down Payment) for Favorable Lending:Offering a higher down payment, like 30%, often does result in more favorable loan terms—lower rates, higher loan-to-value ratios, and less stringent underwriting.