If you have exhausted calling around to conventional lenders/banks and the debt/income ratio is just not there, then you have two options really - first, would be not to pursue it of course. 

The policy is triggered when one of the underlying policies (home, dwelling/fire, auto, boat, etc...) listed on the policy has a claim that exhausts its limits.

I have exhausted my 10 FannieMae/FreddieMac loans at this point with both single family rentals and a duplex. 

@Bill RamsourFollowing is a non-exhaustive list for the types of things that qualify towards hours as a RE Pro.1. 

carpet out of kitchen and placed new flooring, added exhaust fans in the bathrooms, insulated attic What was the outcome?

new flooring, updated bathrooms and kitchens, added exhaust fans, new: carpet, windows & doors What was the outcome?

While this list is not exhaustive, this is our list.

I totally agree with making sure you are putting in maximum effort and exhausting all channels of acquisition.

That plus QE Infinity basically exhausts their fiscal tools. 

We've included the link for more information: (link)If you are still worried of not being able to pay next month's rent or any future rents and have exhausted all your options through borrowing from family members or other, we ask that you please send us an email prior to the rent's due date explaining your situation along with proper documentation.