3) the house is in a 'non-disclosure' state (my term for: not required to disclose RE sales);  so doing 'comps' online seems questionable 4) IF the house actually sells for anything near $125k - $150k??

Full disclosure, I had a fair amount of experience prior to getting on the forums, but what really pushed my business over the edge was this community which for me was a sounding board, mentor, mentee and fantastically unorthodox education.

Never really thought about the disclosures / predatory lending laws.

Hi Vince, First of my disclosure: I have not closed on a LO deal yet, but I have studied this strategy extensively.

To the best of my knowledge, nothing in my closing documents discussed EPO recapture, and my closing disclosure specifically says that there is no prepayment penalty.  

But almost all escrow companies that will preform them require full disclosure on both sides of the transaction, that the funds from one sale will go to fund the initial acquisition.

How do I gain access as an Investor to the MLS so that I may pull comps in Texas since we're Non-disclosure?

I know this an epic debate for investors but my personal opinion leans towards having a license especially if you in the wholesale business.... puts a layer of disclosure on top of course but allows you to give the property owners some options. 1) "I have investors who are looking for properties like yours that can pay cash and close quickly to solve your problem Mr Seller" or 2) "Just need to sell but don't have an urgent time constraint you say?

Moreover, when private or specialty lenders do for example business-purpose loans on non-owner occupied property certain disclosures and documents aren't required.

Disclosure: I'm neither a wholesaler nor a realtor.Licensing has often been used by industries to create a cartel, which the National Assiciation of Realtors has pretty much done.Licensed Realtors are not necessarily any more ethical.