@Chris Ruoff =IF(F2="",B2,CONCATENATE(B2," & ",F2))Make your first name be in the B2 slot on excel and the F2 slot be the owner 2 first name. 

@Cristina S. lots of different opinions on this subject so I will try to tackle a few that go in line with the practical differences between the two. 

As for rental boxes, I have begun installing mail slots on an interior door.

As “slot”, meaning 1000 per slot.  

Video slots, closed circuit greyhound races, cut-rate coffee and donuts, no windows, senior citizens, dudes in trucker hats.

It also meant that we had to look around for a while before we found a lender who was willing to look at our individual situation without trying to slot us into a pre-existing category.

You can also be the go-to agent for slot of people here on Bigger Pockets.   

While it sounds crazy to anyone with a logical mind, the market hitting all time highs every day (kind of like how a casino slot machine blinks and blasts music at you - thanks CNN and Fox!)

There have to be slots for your mind to wander as you consider the information. 

Does it make more sense to refinish the hardwood floor on a rental or prego over the existing.. seems both prices are about the same just wood save me slot more time refinishing it.Thanks