Otherwise, if the numbers make sense and your credit is good, it should be easy to find a lender.

A proper vetting process - background, employment, credit, and reference checks - will weed out 99% of problem tenants. 

Verifying last 2 years of rental history very important!

@Jeff G. not aware of that, but sure it's available for a price from Fair Isaac Co or one of the credit repositories.

All of those people also get credit/background checks. 

If I were in your position, I would look for a bank or credit union that will give you a line of credit against the rental property.

Verifying last 2 years of rental history very important!

Get knowledge, follow experienced people, and leverage wisely.My Take:If you have two houses, excellent credit, and motivation to build wealth, you can learn to manage your money responsibly.Use HELOC, credit cards, and business credit funding to leverage your cash and buy properties faster.

Real estate investors are sitting on an untapped goldmine of financial leverage through EIN Corporate Credit, a strategic tool many overlook.

The banks/credit unions said I needed 6 to 12 months of ownership to get refied.