You can call them and personally explain your situation to them - face to face is obviously the best option but calling is the contending second best option. 

For example, while interest rates when I was acquiring properties were low; there was also a lot of competition from buyers for those properties so I had to contend with that challenge.

A paydex score of 80 means that you pay on time. 2) bank ratings simply assists the banks to eliminate the pretenders from the contenders, if your company doesn't have at least an average daily balance of 10k or more over 90 days (low 5 rating) chances are your company isn't large enough to justify the expense of continuing the process of loaning you money- these are merely factors in qualifying your business for funding, in terms of how much the banks weigh these factors in lending you money is very minimal. 3) the two most important factors in securing funding for your small business are simple, demonstrated profitability and personal credit.

“We know that borrowers are contending with the dual challenges of increased development costs and meeting the nation’s dire need for more rental housing,” said Assistant Secretary for Housing and Federal Housing Commissioner Julia Gordon.

If you are okay with the "rabid" lifestyle, try Old Town Alexandria, as it was definitely a contender.  

I contend that the access is well worth the cost! 

US Bank is also a strong contender, btw. 

Nurses can be challenging to cash-flow as they often have many, many different pay streams to contend with that aren't necessarily consistent from one tax period to the next.

I think my eye for design and experience along with my partner who is an interior designer, makes us a strong contender in the market. 

More time and effort on your part. sitework, foundation are easy contenders.