Quote from @Na Wilson: I have a source (depending on credit score) that can do a 90% LTV DSCR loan on non-owner occupied real estate. 

He decided to switch to a finance degree with the goal of financial advising and real estate investing. 

Wondering how the Northwest Preservation Ordinance is shaking up Chicago's real estate scene?

I’m still new to real estate, so my knowledge might not be perfect—please be mindful!

Rates tend to be 25 to 50 basis points above commercial (5+ unit) apartment building loans, and 50-100 basis points above residential (1-4 unit) loans.

One of my commercial RE agent friends  here moved out there. 

Wherever you took your broker's class you should have ample study materials.If you are talking about your real estate agent's license in NJ (that is not a broker's license), you need to take the initial class at an accredited agency and they will give you all of the materials after you finish the 75 hours for the test. 

For someone new to real estate investing that wants to do long term rentals, do you recommend starting off in an area close to them/an area they're familiar with or someplace that will give them the best return even if it's out of state. 2.

Yea, fire your boss and live off real estate.

Land is probably the most difficult type of real estate to successfully wholesale.