However, if the subject broke into the building to steal these items, you are looking at a burglary charge (a felony), rather than a simple "theft" charge.  2) One issue on a person's record can potentially be seen as an anomaly.  

This story is an anomaly, not the norm around here.

But I also don't want to blindly make calls or meet with people only to get nowhere, so I was hoping there were some HARP friendly lenders out there to go to first.If I had to guess, the property probably has a LTV of around 115%, although it's hard to say because there are no real comps to look at (extremely rural area, unique waterfront/lot size anomalies with our property, etc).

The US standard of sellers having to pay for the buyers agent is a global anomaly (just like inches, pounds and cups) and makes little sense.

Having numerous paid off houses and a nice contingency fund made this an interesting anomaly and not a devastating calamity.

To have 54 showings and no offers is not much of an anomaly.

Now, maybe 2008 was a horrible anomaly, but I recall personally having invested in new condo development and having to sit with my (pencil) in my hand for YEARS to see a return - and this was after capital calls! 

Without that, all the technicals of how are pointless, you wouldn't believe them, you'd argue them, because your brain is trained that you "can't" and therefor trained to believe all "can't" and those who have, are anomalies, lottery winners, freaks who by some luck of chance achieved an "impossible" outcome.

Lastly, because the last recession in 2008 was so bad (worst recession in history) that a lot of people think that the next recession is going to be just as bad, when in reality, 2008 was an anomaly from in how bad of a recession it actually was. 

However, it's the first increase in foreclosures after 36 consecutive months of year-over-year decreases.According to ATTOM's report, four Florida cities have seen a notable change in foreclosure starts over the past three months, including: MiamiMay: 4 percent increaseJune: 35 percent increaseJuly: 29 percent increaseJacksonvilleMay: 22 percent increaseJune: 22 percent increaseJuly: 81 percent increaseOrlandoMay: 12 percent increaseJune: 22 percent increaseJuly: 41 percent increaseCape Coral-Fort MyersMay: 11 percent increaseJune: 64 percent increaseJuly: 59 percent increaseFor those of you inclined to post that it is just a one month anomaly, its not.