Please let me know if you need more info to create a clearer picture.Thank you.That is actually a good question to get advice from a local estate attorney on.

Or what your actual return on investment would be if you continue to rent vs. sell now.

They won't learn those items until they actually do deals. 

The six month cd isn’t the point my understanding is that I can’t just take out the HELOC, I need to actually use the money for my plan to work and a short term CD seemed safe and reasonable 

I actually live Pinellas County.  

Basement was actually  7.6ft so we had to dig.

My two cents would be to wait to put it on the market until a lot closer to it actually being ready, if not once it's ready for move-in. 

What may actually be helpful to a family (stability) is not what regulators look at.

My mom actually happens to be a property manager.

We're actually now checking out Columbus.