Quote from @Vince Scipione: Standard would be an FHA loan for your situation more than likely.

Your Lender My suggestion to find #2 & #4 would be to go to the top of this page and click on AGENTS & LENDERS.There you will be asked your criteria and then after answering a few questions you will be matched with 3-5 agents or loan officers in your area.

It looks like this offer never expires.

I have been narrowing down some markets and trying to explore/research more and network.

if it’s illegal today, I don’t want inspector to show up and have more problemsI read about houses build before 1957 so if in current condition I would go to the city to get permitted, would 7ft ceiling still be a problem?

Gives you time to go do more deals and get more contracts accepted for the next one. 

I recently read in Forbes that investing near growing transit hubs can offer great appreciation potential.

I know one person that did this recently and was able to negotiate no money down and 12% over 5 years but this was probably in the mid west.

I've got about $525K in equity in the property, but lenders have told me that I cannot get a HELOC to access that equity for additional purchases because the duplex was financed as an investment - they have said TX law dictates that HELOC can only be used on primary residences.

Hi Franklin, glad to have you as part of this awesome community!