Our combined DTI is close to the max. I

Max is 18% ? 

Max is awesome don’t get me wrong but its hard to improve your cold calling skills if you can’t even talk to the right people.

@Maverick Priest most counties offer this for free themselves on their own websites, but some counties go to great lengths to make you go into the office for the info or pay a fee, what county is this that you are interested in?

Max I would do is a year lease maybe even a school year only. 

I will only be in the new state for 3 -4  periods of between 4-6 weeks year 1 (Orr the max I can be without loosing my FL residency) with the aim of just using my spare time to meet agents, contractors, HVAC people etc etc so that I have boots on the ground and start with a property or two but with a low enough price point of entry that I can do that.

I believe his HELOC is good for both, but if it non-owner occupied I believe max is 70%.

My wife is the PM our max is an easy hour's drive; generally the properties are closer-we have a 12 unit an easy 50 minutes away.

@David Malik,I keep reading that Hard money lenders are for suckers...Lol, but if I take that approach, it would be 15% down and what would be the interest rate, the max I read was 11%, is that correct?

Hi Max,I don't have a CPA to recommend, but on tip I heard on BP podcast is to find one that is also a real estate investor.