I'll let you and/or others ponder on that, if you'd like to respond. 

Named as a defendant, along with about a dozen others, because I was CEO of a municipality in a case where one of our EMT drivers ran a light and hit another car, killing a teenage girl.

I'm based in Albany, NY with my husband and baby girl.

Now this girl I have isn’t so great at telling me what’s going on. 

I know that the actual hard times are ahead and I am looking forward to the experience of being an actual landlord in July, not to mention living with 3 girls for a year ha.

Then I would be pondering as to what would be a great interest rate? 

I have an idea that I'm pondering on its feasibility as a little to no cost strategy.

Do you and your wife/girl friend want to go to the club for dinner?

Need Heart Strings For REI....Go down to your local Boys - Girls club.See the director.Tell them you are a local RE investment company and are trying to raise money for the Boys- Girls Club.You are giving 10% of GROSS PROFITS to the club as a fund raising program.Now get a picture in front of the Boys Club - Get the logo in the picture.And get a letter from the director thanking you.Take that letter and picture and go to all the pizza delivery shops, try to get them to GLUE a flyer "WE BUY OR LEASE HOUSES" 8 1/2 by 11.Tell them every person that calls and sells their house to you, you will donate $500 to the boys club FROM BOTH YOU AND THEM.

Court is Monday, really cant wait to get this girl out.