So we are in the process of getting the lien release voided, and figured I would also reach out the prior servicer, which is still in business, to see the payment history, as my research showed they modified the loan in October, 2010, and they both signed it, so she was back on the hook, and they stopped paying in June of 2012, 19 payments later, so I figured unless she won the lottery, she did not pay it off. 

However, it would take 3 to 4 years to recover the likely $6000 shed cost at the $300/month savings compared to renting a room.  

Went to HD and compared the look of Allure to a higher quality laminate and decided this house was too upscale for Allure--save my test case for an apartment.

I find it's good to keep the power on for the refrigerator; otherwise I'd have to clean it again prior to another tenant moving in.And I like to keep at least one light on when a unit is empty to give the impression that it isn't (empty).  

@Bill WilliamsNew Mexico is one of about 9 states that has a Community Property right between married couples, which includes ( as I understand it), as stated previously, the home acquired prior to marriage belongs to the individual, not both of you; hence she would have the freedom to sell or mortgage that home anytime, without your consent involved.Any income earned from such a separate property belongs to the individual, but if you choose to share bank accounts and 'commingle' funds, and the house is sold, those proceeds placed into a joint account become community i.e. both of your funds.Community property is acquired by either spouse during marriage, and selling or  encumbrance requires both of your signatures.  

If your stilling looking or want to compare quotes, let's chat.

Did you not have someone estimate costs prior to your offer/contract?  

If you are selling a non-owner occupied property in SC to an owner-occupant, make sure the HUD prorates taxes based on the owner-occupant rate (rather than the prior year) or have the closing attorney add an addendum that requires the buyer to reimburse you at the time they pay the owner-occupant taxes at year-end.  

If they ask 20-days prior to move-in, they get it then.

.- The creation of a new "note" would mean the satisfaction and release of the prior security instrument.