The main reasons for not having a single policy is it made financial sense to split up the portfolio into separate polices for coverage or pricing reasons.  

I had an interesting conversation with a police officer the other day.

@Craig Smith--Definitely file police report and supply the police with the 'contractor' lock changer info. 

We have the same human rights police here as well.

If you’re ever looking at a property seriously, ask a neighbor, or a cop you see on patrol or stop by the police station and ask about the neighborhood you’re looking in.

I think you just need to drive through and talk to police/firemen and see what neighborhoods are A,B,C or Ds

I had to call and have the police remove them on the 10th. 

I have warned them numerous times about being loud late at night, (2,3,4 am), playing loud music, even called the police once to tell them to quiet down.Last Sunday, the problem girl had friends over, screaming, loud music until 11 pm.

The police have picked him up several times but let him go after 12-24 hrs.

The US armed forces will not accept you if you fall outside of certain height/weight parameters, as do police and firefighters.