Although the intention of the HELOC is discretionary access to capital, the final purpose is usually for long term reinvestment or portfolio expansion.

It might be worth looking into specialized insurance providers that cater more to investors with rental portfolios, as they usually understand the nuances of long-term investing and tend to be more flexible.Also, if you're investing in certain markets, like Indianapolis, where property values are lower, you can sometimes balance these insurance hiccups with much better returns on your investments.

Long term rental hold. 20+ years.In Texas, 2 story house with plywood upstairs. 

I’ll take  a year or so to refinance those into a long term loan and then use their funds for a different property.

I want to do long-term rentals to section 8. 

I am in the middle of renovating my first long term rental and I need new windows for the upstairs unit (it is a top bottom duplex).

Hello Shad,I think there is always a time and place for flipping, but I think you build long term wealth with buying rental properties. 

Since that decoupling, there has been a long stream of "rah-rah" shows that IMO did not focus on ordinary people, bringing a sense of reality back to the process, and inspiring people not by stoking BS dreams of Grant Cardone (who's Grant Cardone, my long-running joke) but by highlighting how your any wo/man could do it, in a realistic way.

I am a local Long Island Real Estate Agent covering everything from investment opportunities, development opportunities, home selling, home buying and everything in between. 

HelloWe've had great success on our two SFH long term rental properties, and one of the parts that I really enjoy in this endeavor has been the deal analysis.