I was also raised this way - pay off mortgages as soon as possible, save money in the bank, pay cash for everything, use coupons (what a terrible way to spend time before digital coupons, cutting out little pieces of paper, which I did).

It builds goodwill.I try and cut the check through billpay methods so I have a clean digital record of it.  

Key is constant Skype communications.From Accounting to Digital presence at around 8-15 dollars an hour depending on their skills and experience. 

I work for a digital marketing company that assists in various aspects of real estate — rentals, sells, mortgage lenders, etc.

Rates are very comparable to the Non QM Mortgage market here in the US, and still in the single digits.

@Golan CorshidiWhile I've always been invested in both, I've recently seen how high yields can be better than even leveraged long term rentals:Now you can get double digit yields in the public markets and even private lending for real estate. 

Happy to help provide some perspective from the lending side.The basic process of obtaining a hard money loan will generally look something like;Preliminary application -> Preliminary underwriting (the borrower (you in this case) will often a purchase agreement and scope of work at this point) --> Appraisal --> Final underwriting --> Closing --> Servicing --> Payoff (sale or refinance)This is a somewhat simplified workflow, but hopefully it gives you some idea of the process.The first step in the process would be to speak with some hard money lenders about the deal you have in mind, and see what their preliminary applications/preliminary terms look like.To give you an idea of what interest rates might look like - think high single digits, or low double digits.

I live out in Oregon, so they sent a mobile notary, we get to a page and then there’s a note saying they need originals of our trust documents…except these are kept on file with the law firm who created the trust.Firstly, they never even asked for this before final close (they have digital copies).

Typically max 50% LTV and double digit interest rates.

I could sell you a private lender loan with a buy back clause (we would buy it back if it does not pay off) that pays double digit interest.