I smelled alcohol on their breath during their visit so the "I have mental health issues" could be some substance abuse.

Still, no harm in consulting a lawyer early especially since Annie is a first time landlord.

However, because you are also living onsite you need to view it in context with apartment price points which are probably substantially lower.I'm not sure who financed the property for you, but I don't think there is any harm in asking what would be required to change the term of the loan and recast it for 30 years.

@April Dagonese I think the wildcard here is a claim of disability on the tenant's behalf - and substance addiction is to the best of my knowledge is considered a disability.Here's a link to Colorado's Fair Housing laws: https://colorado.gov/pacific/d...

I do know that a lot of landlords get away with this and no harm in trying, I guess. 

A lot of people are struggling through these mandates, and there should be relief for them, but a lot of my friends work in various professional level positions and don't need to miss rent, so I don't need to miss my mortgage payment and cause harm to the bank employees if this is pushed onto them banks.

I highly doubt that they would make the effort to come back and do something that would harm the property, but it doesn't hurt to be sure. 

Below is the language in my lease agreement with them:"(Checked) NO SMOKING: No smoking of any substance is allowed on the Premises or common areas.

I used this gel substance that is suppose to be better than peanut butter, but now I’m thinking I should have set a couple with the real thing.

Nothing can be considered legitimate as far as tenants are concerned and it always comes back to harm the landlord.