Quote from @Raymond Whitley: Not sure if Goosehead is in your area, but a broker like someone at this company can really help you in challenge times for insurance like this current market with so many carriers dropping out completely or raising rates on everyone. 

Ok, so I separated this one out (and I just found it) for those with a higher end rental.

In fact, it often appreciates.To go a little deeper:Depreciation was designed for assets that wear out or become obsolete over time, like machinery or vehicles.

I also reached out to a small local bank that is offering me a $200K cash out refi- at 6.7/8 60% LTV- 30 year fixed.

I would reach out to the broker to get his recommendation and they may already have a quote. 

This means buying a property with at least 2 units and living in one of the units and renting out the others.

Just be transparent if you plan on working with a Realtor, you know how many times they have a "Buyer" or "investor" calling them or emailing them that " I NEED TO FIND DEALS ASAP" only to find out it's another wholesaler trying to get deals out of them.

Easier to work on and if one craps out you just have to replace that one instead of the whole combo unit.

Hello Charlie, There are may options yo can buy houses with $0 out of pocket.

@Roger Mace I would be skeptical of a lender who holds themselves out as a  non recourse construction lender.