Suppose I pay $200,000 for a building, put  25% or $50,000 down for a conventional transaction (Fanny/Freddie), then execute a seller carry-back for a $40,000 loan in 2nd position (thus only $10,000-15,000 out of pocket for the purchase including closing costs).Premise is to use as much OPM as possibleHow does this arrangement affect my personal Debt/Income ratio to qualify for future deals?

I'm still in the soaking up information stage, and I'm excited for what the future holds.  

I was always fascinated by seeing something being made possible from just an idea on paper.I am hoping this website will provide me with a wealth of invaluable information and advice as I work to be a real estate investor.My very first project (which I'm still in the planning stages of) is my first home which I will use as my springboard/dive in to real estate investing and construction: I am hoping to buy a house in its foreclosure/short sale stage or a fairly run down property and subsequently "remodel" (but really rebuild) from ground up.My budget is tight and could be bordering unrealistic for the type of house I want and the neighborhood I'm looking at, but I don't give up too easily and believe that if I ask enough people enough questions, I can just about make it :)Anyway, that's me!

I too arrange EB-5 financing for projects. 

The rule also provides that the unlicensed individual performing the permitted activities listed in this rule must work under the supervision of a broker and his/her compensation must be primarily on a salaried or hourly basis.Under this rule, the duties an unlicensed employee can perform when working with residential rental property are the following: maintenanceclerical or administrative supportcollect or accept rents and/or security deposits which are made payable to the owner or real estate brokerageexhibit or show residential rental units to prospective tenantsfurnish published information regarding the propertysupply applications and leasesreceive applications and leases for submission to the owner or broker for approvalThe rule provides that an unlicensed employee may not perform the following duties: negotiate contracts or leasesdeviate from the rental price and/or other terms and conditions previously established by the owner or broker when providing information to prospective tenantsapprove rental applications or leasessettle or arrange the terms and conditions of a lease on behalf of the owner or brokeroffer inducements to prospective tenants unless they are previously advertised or arranged with the owner or brokerinterpret or provide their opinion concerning the terms or conditions of a leaseindicate to the public that he is in a position of authority which has the ultimate managerial responsibility of the rental propertyIt’s clear that a brokerage employee can perform many clerical and administrative functions without holding a real estate license.

Well, seeing as you have knowledge in evolutionary biology, you've more than likely noticed that not all of BP is at the same stage...evolution-wise.Take my buddy @Brandon Turner - I keep telling him to shave that damn beard cause it makes him look like a stone-throwing Neanderthal.

What other arrangements can you make to form a great relationship with a listing agent while remaining ethical?

Hi all,I'm in the early stages of developing my single family lot (and potentially the corned lot next door). 

I plan to market my properties for both sale/rental because for the stage my business is in, cash reserve building is king and my primary focus.

My condo/home insurance carrier which insures each of my current 4 places said the same thing....So I ask you all with over 4-5 properties - at this stage in the game...1.