This site seems to be very civil with little spam.

(Josh, James Vermillion hope this doesn't set off the spam alert, just trying to answer the question)I do not have a "program" to sell.

I'm also not looking to get spammed to death on my phone.

I am not sending anything spam related, so if the objective here on the site is to network and to educate  ourselves by learning from others, why does this take place?

If you can find one in your area, that would be the best way to tackle this problem. 

When you have more tools in your toolbox the more task you can tackle"Lets work together.

Hello My Name Is Bob Jones And I Want To Help Newbie Or Seasoned Investors Learn About How They Can Use my 1% Money Program No CREDIT NEEDED To Fund And Flip Their Deals And Keep Full Profit On The Flips[SPAM REMOVED]

If you want to move one into a HELOC and tackle it there, fine.

The Section 8 people spammed me day and night.

Sorry to spam your thread lol, but as far as whether to explain the contract or let them just read it...I never trust someone to quickly give me their version of what's in a contract I'm going to sign.