The Smokies in TN is a place where short term rentals are a VERY common type of ownership and it's been a destination for decades.

I wouldn't say that FHA was your ONLY option, just that it seems most feasible in your situation.As for SD's multi market, it can definitely be an attractive destination for house hack.

There are many neighborhoods going through changes around the the Nashville urban core that are in close proximity to destinations like Geodis Park, Fifth + Broad, and the Nashville International Airport (BNA).

That will cost more, but you would be able to have more confidence in the findings.My $0.02...David J Dachtera"Success is not a destination.

You should know what street you are cruising down, if not your GPS will tell you that.

They will allow you to get to your final destination with fewer mountains to climb and fewer curves to navigate. 

I was actually thinking about looking at a 4 unit multi family downtown as close to desirable tourist destinations as possible, and then renting out 3 of the units on airbnb while living in the 4th. 

Cape Coral isn't necessarily the vacation destination for families, who are more focused on the beach access.

I am trying to narrow down expenses as far as cleaning crews and how things work in Destin.

David J Dachtera"Success is not a destination.