Tammy worked downtown PA in the only tall building there and when I would take her to lunch sometimes, I would secretly hope that I would run into Michelle Pfeiffer, who sometimes reportedly eats lunch down there...Tammy was aware of my game and said no problem but that if Sean Connery were to walk up...that I was to get lost...lol.We would love to replace $200k net but that is our gross salaries at this time...and if we moved back to Texas would provide a wonderful life for us and would allow us to also help our families.I love your forcing appreciation strategy...Tammy and I have done that on our own homes over the years but have only just recently really started to focus on the strategy as a means to a successful business.

In the Air Force I do not believe there is a single job that doesn't require SECRET anymore.

Some researcher somewhere would do well to find out what the "secret" here is to see if it's either a mindset or a lifestyle that others can learn from because it seems like a level playing field of opportunity.

Anyone know the secret?

Please share your secrets for making oak look good again.Thanks

Not to give up all my "secrets" but in Mo. we have usuary laws, 10% on a seller financed mortgage.

They make more money when the loans perform.Actually... its quite feasible and frequent with many lenders... its kind of the dirty little secret of many hard money lenders that they don't want you to know... here's how:Deal OverviewARV: $200KPurchase Price: $100KLoan Amount: $80K (80% LTV)Minimum Down Payment: $20K (very typical to be 20% of purchase price)Closing/Points/Interest: $15K (typical example)Rehab Costs: $20KFinal Down Payment: $35K (Minimum Down + Closing/Points/Interest)Scenario A: (Paid Off Loan) Lender Gets:• Closing/Points/Interest             $15KScenario B: (Foreclosed Loan) Lender Gets (Pays):• Closing/Points/Interest             $15K• Foreclosure Costs                 (    $8K)• Value of Rehab Completed      $10K• Cost of Finishing Rehab        (  $12K)• Other Misc Costs                  (    $3K)• Profit From Sale of Home         $40KTOTAL PROFIT                            $42K  In short... when the lender forecloses... they now have all the cash and rehab put into the property by the borrower PLUS the time (and possibly marketing costs) it took to find/acquire the property PLUS the equity in the home... now they just have to finish the rehab and sell the property... their money might be tied up for a bit longer but still they end up with higher total profit AND higher APY.

I have told many consulting clients the secret to building wealth in this business is blocking out an acceptable amount of time EVERY week and working on building your private financing connections.

I have a secret prayer that both the city, her nosy, complaining neighbor, and the HOA would go after her, so the US government could step in and clean the floor with all of them...because if there were not a better example of why the FHA was written, it would be her. 

I’m not going to dish out any secrets on how to do that as it will be different depending on your business, but the underlying theme will stay the same.