Once a house, fits the numbers you have set based on; down payment, reserves, taxes, HOA, Cap Ex, and mortgage, then you can download something from here to do a deep dive, I found a good rental deep dive tool on another housing website, and do a deep dive on the numbers and see if it is really worth it.

You just need to search your local market a little deeper to find a true "community bank" that will do it.

@Lawrence Horne dive in with both feet, listen to podcast, read books.

If you have found a property and you know the price that is great, if you go a couple of steps deeper you will be able to make a better assessment of an appropriate down payment.

I'm new to the real estate world, but happy I'm finally diving in.My original plan was to wholesale, as I don't have the capital to purchase and rehab properties, but the more I read/learn/absorb, circuits in my brain connect the dots and I realize different ways of doing things.

Just do your research and pick the market that best fits your needs and wants, then dive in!

If one of them says an area is good but Trulia shows a high crime area, I'd want to dig deeper.

You have to be financially responsible because I've seen far too many people get out of control with their LOC and just end up deeper in debt.

I have looked a bit at KC, but will take a deeper look now.

I recently met a wholesaler who inspired me to take a deeper look into the business and I am hooked!