You are better off putting your money into 5% CD  for 12mo or a 4.15% hysa that Apple is offering now if you want to have access to it.

When your IRA invests in stock of Apple, you do not get to take the dividend income personally.

Why compare, they are apples to oranges in regards to everything.

I generally work on commercial finance, so we tend to approach these decisions by comparing net present values (if you've nailed down your opportunity cost of capital) and internal rates of return on an apples-to-apples basis.

Good luck.You're talking about apples and oranges. 

Imaing eoyu have a dumptruck LOADED with apples.

Further, when you factor in the true cost of maintenance and vacancy along with a bad apple tenant which shows up once every ten years, that few hundred per month disappears quickly at tenant turn, the need for a new roof or HVAC system, etc. 

I've been delving into Real Estate focused AI tools, drawing from my experience in Machine Learning research at UC Berkeley, UCSF, and Apple, and I thought it'd be helpful to share some insights.Understanding AI-Generated Text -Technologies like Chat GPT generate human-like text by predicting the next word in a sequence.

I can send you a table to use to bring your PML/HML's to an apple-to-apple comparison.

You are simply comparing apples to oranges and stating your "saving" however, no  physical cash flow is being earned.