Three things you can do today to improve them...Segment your absentees...these are the most mailed lists of any (try mailing non homestead properties that may be listed as owner occupied) -I have bought a few last year from this. 

We need a system that will allow us to house an email list, allow us to text individually and in bulk, allow us to email and use drip campaigns, and allow us to segment the customers per type (real estate buyer, real estate seller, interior design client, etc).

A LOT of times it depends upon which segment of the market do you work on ?

As someone who sends a lot of mail out I find two very distinct results.Large budget with a large prospect list and great infrastructure means post cards will be your answer.

We all see the same demographics and employment trends - take a guess :)As to money, you'll find that a large segment of the successful people on BP became so in-spite of not having money...Good Luck!

You can use Amex/Marriott points to book properties which opens up a new market segment. 

There are essentially two segments of investors in CT as I see it: Fairfield County-based (which sometimes extends into NY) and then the rest of the state.

Ask AdWords manger to segment display data from search data-Targeting worldwide with very low bidsPeople will click and fill out your form from outside where you want to advertise like Uganda or anywhere where there's cheaper traffic.

As for liability protection, note that there are two basic, distinct concepts all investors should understand.

One very important distinction about taking a loan from your 401k is the double taxation payback aspect.