As several realtor/investor colleagues have said in our Austin REIA meetings, the DINK (Dual Income No Kids) movement is rapidly transforming the downtown area.

While you may not have conventional employer sponsored retirement account, you can start building your Individual (Solo) 401k very rapidly.

This propery lies on the north side of Baytown which is the area that is growing very rapidly, and will likely continue to do so.

Then we have equity building quickly in the condo (10 year note being paid down rapidly) and a cashflowing single family.

Big corporations are increasingly moving parts of their operations here and Jacksonville is continuing to grow rapidly.  

If you make it through the wall of text that follows, and you have even the smallest insight to offer, I would so very much appreciate it.My wife and I are rapidly learning the ways of wise REI through the help of the BP forums, podcast, books, as well as attending local REIA meetings, networking, market research, and driving for dollars.We've arrived at what I feel is a major pivot point in our lives, and are struggling with the multitude of circumstances life is throwing our way, trying to figure it all out, and set some reasonable goals so that we can move forward in a clear defined direction.I'm going to lay it all out in brutal detail in hopes that someone can make any sense of this and possibly offer some guidance.OUR CURRENT STATUS:I have a day job as an engineer, a freelance business on the side in which I design products for clients around the country, as well as a fading IOS app development company.My wife has a small house cleaning business, and she takes care of all the household management, as well as just being assigned as power of attorney over her Grandfather's estate.We have zero savings, but are on track to be completely debt free in two years on our current plan.

I am relocating to the KC area with hopes to rapidly ramp up my RE investing in the next 18 months so I am trying to be conscious of timing. 

What I did on my current house is take the PMI on a house I knew would rapidly appreciate and then refi when I'm at 80% compared to the new value.

Butt all of that is rapidly changing, as more investors are finding about it and are buying up the  properties quickly. 

I remember watching him play when he was on the Rapids back at what was then Invesco Field, had his own cheering section called the "Borcher's Brew Crew"