We suspect that some buyers now that are beating us out for deals here right now offering $100,000's of thousands more than our offers are modeling a much more aggressive growth model that we don't think can be sustained over the lifecycle of the deal, or they have an investor database that is willing to take significantly less returns on their investment capital. 

I have heard of the Sofi  I got to think this is not sustainable if its just a credit score unsecured loan program and everyone should jump in before they close their doors.. there is a reason credit card company's charge what they do for unsecured credit..

We also help with sustainability issues including the raising of capital with which to make loans.We have a large number of clients who already had a finance operation prior to the SAFE Act and the Dodd-Frank Act who need help making changes to their operations so that they are legal and compliant.We also work with Lonnie Dealers to help them change their operations related to finance to be both legal and compliant.Since there have been changes in federal law that now require communities and retailers who do NOT lend to have Compliance Management Systems in place and operational, we have modified a CMS we developed for lenders for community owners and retailers for their use as well.Feel free to check out our website - (Edited out by moderator) 

A 30-40% decrease in current rent prices would be sustainable for me.

Things do go wrong from time to time but I have always been impressed by the team in helping to make things right in a very fair manner and the policies they have to help the investor ( see their self-sustaining property page).  

Thank you.Insurance 1:Coverages Dwelling (Coverage A) 215,000 959.00 Dwelling Extra Replacement Cost Excluded Dwelling Extension 21,500 Personal Property (Coverage B) 32,250 Business Liability (Coverage L) each occurrence 300,000 Business Liability (Coverage L) annual aggregate 600,000 Premises Medical Payments (Coverage M) each person 1,000 Loss of Rents (Actual Loss Sustained) Deductibles Policy deductible 1% 2,150 Charges / Credits Home Alert (37.00) Policy Options and Endorsements Replacement Cost on Contents - Opt RC 74.00 Total Annual Premium 996.00Insurance 2:Thanks a lot.

Couple that with the estimated 2,000 new jobs, new municipal jobs (increased FD + PD presence), long term growth and increased quality of life could be sustainable in the area.

As for the locals, it really is a matter sustainability and protecting the natural resources of the Islands.

The trick is whether or not you can sustain the projected cash flow.

There is only so many sub prime folks that lost houses the rest of the inventory in cities like Memphis come from failed land lords and that is just a fact.. whether you sold them to the investor in the first place or one of your competition did is beside the point.And its why in my mind its so important for out of state investors to buy the best they can so they can mitigate the risks... what good does buying a 15 or 20 cap do you when it cant be sustained and you end up walking from it. and I think this is where the hedge funds have come to realize that they needed to buy nicer stock being out of area owners as they are.