The difference in .12% on interest is so minimal that it's not worth it to open up a new banking relationship right now. 

Having a mutually beneficial relationship with a hard money lender is important.

Have a few questions.I have established a relationship with my bank and spoken to them about my goals of purchasing the apartment and they are open to it. 1.

Real Estate is a relationship based business so start networking!

What I wrote above does not create an attorney/client relationship between us.

This is something that my agent emphasized at the beginning of our relationship, and turned out to be excellent advice.

In the BP community, I'm hoping to connect, meet people, learn, and hopefully bring some of my own experiences to the table to build mutually beneficial relationships and friendships.  

@Gary CliseleNote funds are an excellent way for an investor to invest in notes, in a truly passive way, while leveraging the experience, expertise, and relationships of the fund operator.

It will give you access to funds that you wouldn't otherwise have.Having a relationship with a good hard money lender will also be beneficial, both from the perspective of having access to funds and someone to help you review your deals.

If your note came due after 2007, you were in trouble unless you had a low LTV and strong pre-existing banking relationships.