The service contract is a one year contract covering a multitude of systems and appliances needed for everyday life.Here are a few of the key things to remember:•No home inspection is required as a condition to purchase*•The contract covers certain household system components and appliances regardless of age, make, or model*•You pay a trade service fee for each occurrence, regardless of the actual cost to repair or replace the broken item(s)*Our Basic coverage includes:Heating Systems Plumbing Systems Electrical Systems Water Heater Oven/Range/Cooktop Dishwasher Built-in-Microwave Garbage Disposal Exhaust Fan Ceiling Fans Plumbing Stoppages Ductwork Or you can expand your coverage to include:Central A/C Refrigerator Clothes Washer Clothes Dryer Garage Door Opener Well Pump Pool Spa Several afforadable plans are available to fit your home and budget needs.

More Inflation eroding disposable income,  A recession (which we are technically in now), high unemployment (this is not an issue now), and extra supply of new rentals for people to choose from.

That can cause a decrease in restaurant spending for those with more disposable incomes due to they do not want to risk going out and getting infected.The sad part is that many younger kids might be infected but have no symptoms just a carrier and then when they are around old people they get it where it can become much more dangerous to that population.

I use some of my W-2 disposable income to acquire properties with my business partner(s) - I don't have the time nor desire to BRRRR - this is not consistent with the time demands from my W-2 employment;  if I did BRRRR, I would lose money by the decreased revenue from my W-2 job from the time and effort BRRRR would take for me. 

I am left with about 3-5 dump truck loads of material to dispose of or which I might and have buried.

Another had been used for the disposal of hundreds of old creosote railroad ties.

Most people will see it as buying something that is 'disposable' with no long term value. 

Disposable income is very alluring, you can get new clothes, get a new phone, buy stuff for your hobbies.

In the past when I've looked for purchases cap rates were reasonable enough that purchasing listed assets on the open market was attractive.Now, having disposed of some matured assets I'm in the hunt for acquisitions again and want to diversify the portfolio (rather than simply lever up into even larger properties) into a larger number of properties.

Silver lining was a stupid low mortgage, amazing cashflow and still decent COC return for a "failed BRRRR".Moving forward not much you can do but be very realistic going into anything new, and have A LOT of comps at your disposal.