And what I did in all my years in CA.. is I simply close on the deals then resold.. and you NEED to disclose your a principal and licensed.. and that's no biggee one line in the contract..but I think a lot of this is situatational.. if you had an agent telling little old lady here nice clean Rancher in Santa Rosa that is worth 600k is only worth 400k and you resell with doing little to nothing and make 200k.. that will be frowned upon.You take a house that is falling down  extreme hoarder   bare land other types you can be more liberal with value interpretations. and unconcienable profits.

Lady had like 4 lemur-looking pets... no joke.  

On the other hand, I recently had another tenant move out -- an elderly lady who had a small dog and a son nearby who helped greatly with the rental -- and the house was immaculate.

*Edit* Sorry, I'm not a lady. 

Account Closed I just basically called and talked to a lady at the office.

The seller is an elderly lady who's owned the property for 20 years, so she has 20 years worth of her stuff in the property.

Stockton is a landlord's market and this too should have made us call it right there...Figure 2: My tenant was a "lady" but you get the idea...Loosing a Tenant, Gaining a Dog...Fast forward about 4 months during which everything was "difficult".

I spoke with Navy Federal Credit Union and they said there is no seasoning period for refinancing (although the young lady didn't seem to be all that knowledgable).

The stern ladies at the recording office never show me any love and make me do everything according to the book so I doubt I'm getting special treatment.

For example a lady we recently met with agreed with us that the ARV of her property was $150k, and the repairs were $20k-$25k, so she wanted $125k for the property...