My dad is retired and his credit score isn't the greatest while my credit score really good and debt to income is pretty low right now.Mortgage Owed: 118,000Money to Seller:  75,000Est.

I had to buy a home with no money and no real credit, in the fever pitch of the collapse, and reno a property with no money, and hold it with no money, and then sell it and make a ton of money.

I am happy to give you more helpful tips.

Credit you can still do a standard DSCR loan.

@Alison CromwellIn order to obtain a flip loan with no consistent income history, the following steps need to be undertaken: create an impressive credit score, put aside more funds as a down payment, check out new methods of getting funding besides what is available from banks or other financial institutions, involve yourself in investments with toughened entrepreneurs, show how financially sound you are by doing things such as getting enough money into savings over time through frugal living habits or accumulating valuable assets that can be readily converted into cash when required among others like developing several stable sources of income or steadily growing one.

Any tips?

Yes, spring time is best for occupancy just price it to get seller credits to cover vacancy till then.

Most brokers go to Spring EQ or Figure, but i'm sure there are some more aggressive banks or credit unions out there, or perhaps an 'online' bank.

In my experience, the water company will give the person paying the bill a credit for the overage caused by the leak.

Specifically this is due to our credit scores hovering at 638 (my husband's is at 639).