Quote from @Bryan Maddex: When you have access to enough DSCR lenders you realize that there are DSCR loans for every occasion!

Plus to realize that appreciation it costs you money to sell, refinance, and potentially pay taxes on the gain. 

At some point, the scales will tip and then everyone left wants/needs to jump off in order not realize coming loses.It is a cycle, like most things in life, but one that can be avoided if you stick to what actually works rather than taking unnecessary risk just to force a deal.

If the answer is yes to both questions, I can almost guarantee the 20-25% equity your appraisals suggest you created will never be realized and is merely paper equity.

It all passed by but for a moment it just made me realize that you are really reliant on the government for your $. 

I realized that the best way to compare and contrast these properties is to calculate the ROI of each.

I'm looking at the market and I'm realizing that 20k is actually too little as down payment.

I realize this is long and specific to my situation, but I would love opinions from people with experience in real estate.

I realize they are not making their profit in educating investors.

I realize nobody can quote me an interest rate.