Plus, with $4200+ in monthly income and the option for overtime, you’re in a strong position to manage this responsibly.

@Chloe SalcedoStarting your real estate journey at 23 is an incredible opportunity to build a strong foundation for your future.

Freddie has similar intricacies, but also does not require a two year history of receipt; https://guide.freddiemac.com/app/guide/section/5306.4If you can use the rental income to drive the DTI down so that you can reduce the down payment similar to that of the FHA product, the benefits of the conventional option will outweigh the FHA option, as I'm assuming you have a strong FICO based on rate quoted with no points.  

Last, I would invest some capital in an investment with strong growth, so it could help replace the income you have at your job.

The property seems to still be holding strong.  750k sq ft of retail space in suburban Cleveland, OH.  

Stong homes=Strong buyers.   

.✅ Building strong relationships and partnerships.✅ Exploring creative ways to get deals done, even without a ton of upfront capital.I know that success in real estate is a team sport.

The unique architecture and potential of the property, as well as the money making potential that it had.

I'm attending Brad's R2R seminar here in Dallas next month and I'm strongly considering getting in to the MF arena.

If I could rewind 7 years, I would’ve personally scooped up another property near downtown...prices were more forgiving back then.All that said, I’m curious..if you were getting back in the game today, would a condo with strong amenities but an unpredictable HOA top your list, or are you eyeing single-families for that full control?