The property has been owned outright for over 70 years, has had the same tenant over 50 years (a utility company), and we are looking at taking out around 40% LTV, and the mortgage payments would be covered 2-3x by the rental income, so very stable, safe lending situation. 

Properties in good areas, whether SFH or MFH, tend to attract more stable, responsible tenants who maintain the property better.

Distance makes investing more challenging, as does seasonal occupancy and governments which operate differently and/or are less stable than our own(though our own government has not been a paragon of stability lately.)By investing in the Caribbean, you’re adding those challenges plus you’re throwing in the occasional hurricane.  

At BiggerPockets, we've actually worked hard to keep our core membership costs stable while significantly increasing the value we provide.

You work a stable job and make $5K a month.

Indianapolis has proven to be a stable market with great returns, without the boom/bust cycle you've seen in other areas.I'd love to discuss how our properties can fit into your investment strategy and help you achieve your goals.

Maybe, instead of saving for a house, you save for a job change, whether it will cover your expenses for a few months, while you work a much more flexible job, and look for better additional work, or get training for a job that is more stable. 

However, I understand that achieving these goals is a gradual process—one that requires patience, diligence, and a stable foundation.The allure of “financial freedom” and “passive income” often captivates new investors.

You could do this if it debt covers, but it usually makes more sense to do a refinance as it will be more stable and provide better rates

The conservative nature of retirement accounts serves a purpose – providing a stable foundation for your future.Instead, I would:1.