Of course, not everybody is that good at or has the time to do Google searches or know how easy it is to use ChatGPT so it might still make sense for you to provide such a guide to your (potential) clients.If you don't want to spend time reinventing the wheel, you have other easy options:a.

I spend so much time finding the 'right' properties across multiple markets on Zillow before I even evaluate in my buy box.

 @Jordan Laney Asking what others pay for snow removal and comparing your yearly spend to past years is not productive.

Without these connections, you’re likely to spend more time and money finding reliable help.Enforcing Lease TermsProactively managing tenants and enforcing lease terms reduces the risk of evictions and other issues.

They should still have alerted you if they changed it, but doubtful they need your permission.Anyone can sue anyone in this country, but how much are you willing to spend to chase this?

This is in a town that has a very good Private College - Baylor University.

Rather than just spending the money on a rate buy down. 

If anyone spends any time in Europe, barely any jurisdiction impose these limitations on homeowners/builders yet people live in much smaller spaces... and very happily.

Meet with a local banker & schedule a time to talk with a mortgage broker, they'll give you at least a baseline of what kind of down payment options and rates are out there.After that, if you're still wanting to research more creative options, do some looking into seller financing (a very hot topic with good, and bad, advice out there), look into private lenders, and commercial financing options.If you're wanting to live in 1/4 of your quadplex, then conventional residential loans may in fact be your best option as you can purchase that with a fannie/freddy loan with very low down, and use up to 75% of the income from the property toward your own income. 

II wonder if it would stand up in court that they could force you to use their contractual payment requirements on your own Private property.